Frequently Asked Questions

Will I be approved FAQ's?

What are the minimum requirements to get approved?

Customers typically must have a valid driver's license, at least $1000 in provable monthly income, and no other current open car loans. However, every situation is looked at uniquely so feel free to contact us to discuss your options.

I have been turned down at so many other places how can you approve me?

We set the financing criteria so we have a lot more flexibility in getting you approved then a typical lending bank. Bad Credit, No Credit, Repos, Bankruptcies, Fixed Income, we can help!

Do I need a huge down payment?

No, we have down payments to fit every budget.

I have trouble proving my income, is that a problem?

We have a lot more flexibility in income verification. Call us and see what documents you can bring to replace a paystub.

Can I get approved with a  prior bankruptcy?

Yes!  This is the perfect program for people right out of a bankruptcy looking to purchase a vehicle!

Can I get approved with prior vehicle repossessions?

Yes! Prior repossessions make it super hard to get auto financing. At Jefferson Auto, we can help put that behind you with a good car loan!

Can I get approved if I have no credit established?

Yes! This is what we specialize in.

It all sounds great, but my friend says BHPH dealers sell junk cars?

That is a common misconception that buy here pay here dealers sell bad cars. On the contrary, because you make payments to us we are EXTRA invested in making sure you drive off in a dependable vehicle. That is why we inspect all of our inventory to ensure your driving safety. Other dealerships that sell your loan off to a bank have far less of an investment in things like if your car breaks down or if your payments are out of your budget. They are much more likely to take you for a ride!
  1. Jefferson Auto

    879 Jefferson Ave
    Washington, PA 15301

    • Sales: (724) 222-7200
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